2. Prepare mortgage cancellation materials: generally, only the original ID card of the lender and the original loan settlement certificate are required.
3. Apply for canceling the mortgage at the loan bank: Apply for canceling the mortgage at the loan center of the loan bank, and you can apply orally without a written application.
4. Online entry of mortgage cancellation information: The staff will enter their identity information into the special online mortgage cancellation system according to the provided documents, and click on the appointment to cancel the mortgage, which means that the mortgage cancellation application has been submitted successfully, waiting for online review and operation by the Housing Authority.
5. Housing Authority Inquiry: Wait about half a month, and go to the Housing Authority to inquire about the cancellation of housing ownership mortgage.
6. Take back the certificate of immovable property rights: if the other party pawned the certificate of immovable property rights or issued a certificate of other rights when handling the mortgage. At this time, you can go to the mortgagee to get back the real estate license or go to the Housing Authority to cancel his rights.