After the bank loan, the user only needs to use the funds according to the regulations of the bank and repay the money on time. If there is no illegal use of funds, repayment on time, users can maintain personal credit. Personal credit has not been affected, and other credit businesses can be handled later. If the bank loan fails, you need to apply for a new loan.

The failure of bank loans is usually due to the abnormal status of the acquiring bank card. When applying for a loan, users must ensure that the receiving bank card is in a normal state.

Second, how to account for the loan to buy a car

Down payment:

Borrow: fixed assets

Loan: bank deposit/cash

Credit: accounts payable

Every month thereafter:

Debit: Accounts payable (write as much as you pay)

Loan: bank deposit/cash

Baidu encyclopedia-accounts payable

Third, how to calculate bank loans financially.

In fact, the deposit is withdrawn by the bank from the bank deposit alone, which is generally not available, and is reflected in the cashier's separate account.

Accounting vouchers should be borrowed: bank deposit-deposit account.

Loan: bank deposit-×××× bank account

Fourth, how to account for the loan?

Debit: bank deposit

Loan: Long-term loan -XX Bank

Monthly repayment: by: long-term loan -XX Bank.

Loan: bank deposit or cash.

When paying interest: borrow: financial expenses.

Loans: bank deposits