Nowadays, credit cards have become a part of life. Almost everyone has one or more bank credit cards. Credit cards can not only be used for interest-free and overdraft consumption, but also provide loan services. Then let's learn how to borrow a credit card loan from Minsheng Bank. Is the credit card loan of Minsheng Bank high?

There are two main situations of Minsheng Bank's credit card loan. The first is cash withdrawal, and the second is cash installment. There are two kinds of credit card loans.

Minsheng Bank takes cash by credit card.

There will be a certain handling fee for withdrawing cash from Minsheng Bank's credit card. Credit card withdrawal is limited to those who have urgent cash needs and repay in a short time. To withdraw cash from a credit card is to use the credit limit of the credit card.

Minsheng bank credit card cash installment

The credit card holder of Minsheng Bank applies to the bank for business, and the bank will transfer the approved amount to the debit card under the cardholder's name through examination, and the cardholder must return it in installments, and the bank will charge a certain handling fee. The amount of cash installment is generally more than 50,000 yuan, with a maximum of 200,000 yuan, but it is not easy to apply. Generally, customers with good credit and frequent credit card swiping habits can apply.

Credit card loan conditions of Minsheng Bank:

(1) Have a local or permanent residence;

② The main card applicant must have a proper occupation or a stable income;

③ The main card applicant must be 18 years old; To apply for supplementary card, you must be at least 13 years old.

To sum up, the credit card loan methods of Minsheng Bank are different, and the amount obtained will be different. Choose to use a credit card to apply for a cash installment loan, the amount is between 50,000 and 200,000, which is relatively high. The above is the introduction of Minsheng Bank's credit card loan. If you want to know more information, you can pay attention to the website.