Personal business loans are for China citizens (including Hong Kong, Macao and Taiwan residents) who meet the personal business loan policy of Industrial Bank and have full civil capacity, including individual industrial and commercial households, small and micro business owners and production and operation farmers.

1, aged over 18 and under 60, has a fixed residence within the jurisdiction of the branch, and has a permanent residence or valid residence certificate;

2. The borrower and its business entities have good credit and stable operation;

3. Other conditions stipulated by Industrial Bank.