1, collect suspected violence at home.
At present, some private lending institutions will use door-to-door collection to collect debts. Compared with telephone bombing, the nature of home collection is even worse. Only when all kinds of soft violence collection are still unsuccessful, the online loan company will arrange the corresponding personnel to come to the door to pursue them, which will often lead to fights and violent injuries, which will seriously affect the personal safety of the victims. At this time, you can choose to call the police, and this behavior will bear criminal responsibility.
2. Illegal detention.
In other examples of usury collection, it is often seen that some online lending institutions are entangled with social idlers and stay in the borrower's home for a long time, restricting their personal freedom until the borrower pays off on their behalf. What's more, they forcibly detained the borrower's relatives elsewhere and demanded repayment before releasing them. This behavior may constitute the crime of illegal detention, which is an illegal and criminal act.
3. Forging legal documents
In addition to telephone bombing, online loan collectors will forge "legal documents" and threaten to intimidate borrowers. For example, I am from a court, and now I submit an indictment to the borrower, or pretend to be a lawyer to submit a lawyer's letter, so that his borrower can believe that he will be punished or arrested by the court for arrears. This kind of behavior is an extremely serious means of collection and an illegal and criminal act. Once it is seized, it will bear legal responsibility.
These are the most common methods of violent collection of online loans, and the circumstances are seriously suspected of breaking the law. Everyone should learn to use legal weapons to safeguard their legitimate rights and interests, pay attention to retaining relevant evidence, and ask the public security organs for help at critical times.