Legal analysis: the provident fund loan is 654.38+00,000 yuan with a term of 654.38+00 years. The monthly repayment amount varies according to the repayment method. There are usually two repayment methods: matching principal and interest and average capital:

1. Equal repayment of principal and interest: monthly repayment of 977 1.9 yuan.

2. Equal principal repayment: repayment in the first month 1 104 1.67 yuan.

Legal basis: Regulations on the Management of Housing Provident Fund

Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Twenty-seventh applicants for housing provident fund loans shall provide guarantees.

Twenty-eighth housing provident fund management center in the premise of ensuring the housing provident fund withdrawal and loans, approved by the housing provident fund management committee, housing provident fund can be used to buy government bonds. The housing provident fund management center shall not provide guarantees to others.