1. There are several ways to inquire about the remaining period of car loan: online banking inquiry, mobile banking inquiry, telephone inquiry and outlet inquiry.
2. Car loan, commonly known as "car loan", is a major consumption form of modern car purchase. It refers to the loans that lenders give to model borrowers to buy cars (including used cars), including personal car loans, dealer car loans and institutional car loans. The auto loan interest rate shall be implemented in accordance with the loan interest rate regulations published by Li Zuhu Bank of China People's Bank, and the interest-bearing and settlement methods shall be determined by both borrowers and borrowers through consultation. The loan term of auto loan (including extension) shall not exceed 5 years, of which the loan term of used car loan (including extension) shall not exceed 3 years, and the loan term of dealer auto loan shall not exceed 1 year. Lenders and borrowers should follow the principles of equality, voluntariness, honesty and trustworthiness. There are several ways to check how many installments are left in the car loan:
1) online banking inquiry: the borrower can use the browser to open the online banking of the loan bank, log in to the personal online banking account, find the page related to personal loans, and then view his own loan information after entering;
2) Mobile banking inquiry: the borrower can download the mobile banking APP of the loan bank, find the option of loan information after logging in, and then view it after entering;
3) Telephone inquiry: the borrower can call the customer service phone number of the loan bank, and then transfer to the manual service to provide personal information for the manual customer service to inquire;
4) Outlet inquiry: Borrowers can bring ID cards, loan contracts and other related materials to the outlet of the loan bank to inquire about car loan information at the counter.
How to check my car loan?
If you APPly for a loan in a bank, the owner can go directly to the outlet to apply for a car loan. If necessary, the staff can print the specific list, or you can check it in the online banking and mobile banking app. Take the Agricultural Bank of China as an example, its car loan inquiry steps are: 1. Open the software of Agricultural Bank of China and enter the home page. Click more.
2. On the new page, click the loan option.
3. Enter the loan page and click on the car loan query below.
4. Finally, in the newly opened page, you can see the details of the car loan.
The query method of online banking is also relatively simple. Car owners can directly log in to the personal online banking of China Bank, click the loan option and check their loan orders.
The mainstream car loans in the market are basically bank car loans and auto finance company loans. The application process of the two is similar, but relatively speaking, the loan from auto finance company is better.
Popular science about car loans: the term of car consumption loans is generally 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.
Version information: Take China Agricultural Bank 7. 1. 1 version, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
How to check the car loan
Different lending institutions inquire about car loans in different ways.
If it is a bank loan, there are many ways to inquire, both online and offline. If you want to check the bank car loan online, you can log in to the online bank directly, and then check the relevant information at the personal loan office, including the car loan balance and repayment records. And you can also directly call the bank customer service to inquire about car loans. If you want to check the car loan offline, the lender can bring ID cards and other documents to the bank outlets to check the remaining car loans. In addition to checking the remaining car loans, there is another advantage that the bank can help print the repayment plan for the next year, so that you can know the repayment situation for the next year more clearly.
I want to get a loan from an auto financing company, and I want to inquire about the car loan situation. The parties are relatively single. You can call the customer service phone of the auto financing company to consult the manual customer service. If it's offline, you can go directly to the auto financing company and ask the staff to help you inquire.
How to inquire about auto loans?
If you know the information, you can query it in the following three ways:
1. Network query. Lenders can apply for checking the loan balance at the counter of the business outlets of nearby loan banks with their ID cards; You can also ask the bank staff to help print the repayment schedule within one year after the inquiry.
2. Online banking inquiry.
First, the lender can find "my loan" in the "personal loan" of online banking after opening online banking.
Second, you can query all the loan records by entering personal information in it.
3. Customer service telephone inquiry. Lenders can also call the customer service phone of the loan bank for inquiry. But this method can only obtain a single information of the loan balance.
Extended data
Conditions for lenders to apply for loans
1.18-a natural person aged 60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).
2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.
3. The borrower's actual age plus the loan application period shall not exceed 70 years old.