Conditions of small loan: \x0d\ 1, China citizen with full civil capacity who has a fixed residence in China, a fixed residence in a local town (or a valid residence certificate) or a fixed business place. \x0d\\x0d\2。 Have a proper occupation and stable economic income, and have the ability to repay the principal and interest of the loan on time. \ x0d \ x0d \ 3。 Without a bad credit record, the loan cannot be used for stock trading, gambling and other behaviors. \x0d\\x0d\4。 Other bank microfinance conditions stipulated by the lender.