During the period of love, the man pays the down payment to mortgage the house and writes the names of both parties. The loan is also a joint loan in the name of both parties. What if you break up without getting married? urgent ... According to you, you are in love. Although your name is on the real estate license, you didn't actually pay the money, and the loan is also your name. Now that we have broken up, you can change your name to the man's at the Housing Authority and the loan bank. All the bank loans are also transferred to the man, and you get nothing.