Second, the rates are different. The installment fees of Lexiang Financial Fund are 0.8%, 65, 438+0% (subject to the audit results), and the installment fees of Lexiang Financial Fund are 0.95%, 0.75%, 0.75%, 0.75% and 0.75%.
Third, the product types are different. Lexiang Finance is a loan service. After submitting the loan application, the order will be placed within 1 3 working days, and the money will be directly transferred to the savings card in the cardholder's name. Financial wisdom is to provide cardholders with credit card services such as overdraft transfer and installment repayment. Cardholders can apply to China Guangfa Bank for cash advance, pay a certain handling fee and repay by monthly installments.
After the approval of Guangfa e-loan installment card is activated, you can apply for cash installment of Lexiang Caizhi. The cash installment amount of Lexiang Financial Wisdom Gold is between 5,000 and 50,000 yuan (subject to the audit results).
Caizhijin is a credit card service provided by Guangfa Bank for cardholders with overdraft transfer and installment repayment. If Guangfa Bank passes the cardholder's financial application, Guangfa Bank will deduct a sum of cash from the cardholder's credit card by overdraft transfer and transfer it to the cardholder's savings card account.
Can't tell the difference between the two.