What conditions need to be met for Beijing provident fund loans?

Beijing provident fund loans need to meet the following four points:

1. Borrowing applicants should continuously pay housing provident funds when applying. More than half a year (inclusive) and the housing provident fund account is in normal payment status; retirees, who have paid housing provident fund before retirement;

2. Borrowing applicants must be qualified to purchase houses in Beijing; apply A housing provident fund personal housing loan is used to pay for the house purchased;

3. There are no unpaid housing provident fund personal housing loans (including policy discounted loans) in the names of the borrower applicants and their spouses;

4. The loan applicant has existing loan records (including commercial housing loans, housing provident fund personal housing loans) and the housing situation in this city under the name of the couple. There is no housing loan record and no housing in this city.

At the same time, for loan applicants whose divorce date is after March 24, 2017 (inclusive), if they apply for a housing provident fund personal housing loan within one year of divorce, the second home loan policy will be implemented.

Extended information:

The materials required to apply for a provident fund loan are as follows:

1. ID card, for married people, must be provided by both husband and wife; have a house* If there are people at **, each *** must be provided by someone.

2. Personal page and change page of household registration booklet.

3. Marriage certificate. If you are married, please provide marriage certificate. If you are divorced, please provide divorce certificate. If you are married, please provide divorce certificate. If you are married, please provide it.

4. As a bank card or passbook to be used for repayment, it is recommended to use a housing provident fund co-branded card.

5. Copy of the house purchase contract (original).

6. Invoice for down payment of house purchase