In order to control the bad debt rate, the platform collection attitude is particularly tough, and the collection will not stop until you pay off the loan. General online loans will not sue you. Due to the heavy workload and high cost of prosecution, borrowers are distributed all over the country, and the interest on online lending platforms is high, which has exceeded the statutory interest. Therefore, generally, no prosecution will be made, and only the collection will be strengthened.
Introduction:
First, communicate well and don't refuse to answer the phone. Some people refuse to answer the phone because of our natural anxiety or fear, but this is actually a wrong practice. Overdue is our fault, so we should face it positively, don't be afraid, and overdue is not what we want. Communicate well with each other and try to find reasonable solutions and treatment methods.
Second, give priority to paying off online loans with credit information. Although many online loans are not credit information now, there will be online loan credit information database and online loan credit information blacklist. Once bad records are left in these credit information systems, it is very difficult to borrow them on other platforms. If the online loan is a credit, it can be returned as soon as possible.