Users must repay on time after using installment music, and there can be no overdue repayment, because there will be penalty interest for overdue repayment. The longer the time, the more penalty interest. Moreover, after overdue repayment, the platform will collect money. The common collection method is to call the borrower and keep urging him to pay back. Then there is the overdue repayment of installment music, which is based on the credit information at the meeting. When the credit information deteriorates, it will affect the handling of various loans, such as car loans or mortgages. Moreover, after the overdue arrears are returned, they will continue to be retained in the credit information for 5 years, and will automatically disappear after 5 years. If it is not returned, it will be permanently recorded in the credit information.
Staging music is a high-quality staging shopping center under Lexin. Founded in June 20 13, it is the pioneer of the domestic installment shopping e-commerce model. Always adhering to the brand concept of "enough is enough, happy to see it happen". Staging Music Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall. Staging Music Mall has also introduced e-commerce platforms such as JD.COM Mall, Xiaomi Youpin and Koala Haibu, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Mawei Cell. As of March 2020, the number of goods in installment music mall has exceeded 2 million.
2065438+March 25th, 2005, the pioneer of Internet micro-consumer finance mode and the leading youth shopping center in China announced that they had won the strategic investment of JD.COM Group, and the two sides would integrate their resource advantages and work together to deepen the youth consumer finance market.
2019 June11June 17:48 Science and Technology Finance Online: Lexin was reported. Its installment music is suspected of illegally issuing "campus loans". On one occasion, a college student showed Dai Xianchao, a financial science and technology intelligence person, the repayment account of installment music was Shenzhen installment music network technology Co., Ltd., that is to say, installment music, as a third party, obviously violated the stipulation in 14 1 that third-party cooperative institutions should not charge interest to borrowers. 20 19-07-05 "China times" reporter inquired about the complaint platform and found that there were 10/846 user complaint posts about staged music on July 3rd. On the whole, "telephone harassment" and "violent collection" accounted for the largest proportion.