Generally, the automatic deduction time of the system is from 23:30 on the day before the repayment date to 08:00 am on the repayment date and 17:00-22:00 on the evening of the repayment date (the deduction time is for reference only), and there are two automatic deduction times a day. In order to avoid repeated deduction during automatic deduction, manual repayment will not be possible. In order to avoid overdue, please ensure that the balance of the binding card is sufficient one day before the repayment date, and wait for the system to automatically deduct the money. If manual repayment is required, it is suggested to stagger the system deduction time and make manual repayment through the "China Post Wallet" APP.