Belonging to a debt dispute, the creditor may bring a lawsuit against the debtor's debt behavior and ask him to repay the loan. Those who refuse to repay the loan may request the court to enforce it.

According to the provisions of Article 214th of the Civil Procedure Law of People's Republic of China (PRC), if a creditor requests the debtor to pay money or negotiable securities and meets the following conditions, it may apply to the grassroots people's court with jurisdiction for a payment order:

(1) There is no other debt dispute between the creditor and the debtor;

(2) Payment orders can be served on the debtor.

The application shall specify the amount of money or securities required and the facts and evidence on which it is based.

Article 215 After an application is filed by a creditor, the people's court shall notify the creditor whether to accept it or not within five days.

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Article 84 of General Principles of Civil Law of People's Republic of China (PRC) and General Principles of Civil Law of People's Republic of China (PRC) is a specific relationship of rights and obligations between the parties according to the provisions of the contract or the law. Creditors are creditors and debtors are debtors. The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law.

Article 108 A debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

China People's Congress Network-People's Republic of China (PRC) Civil Procedure Law