If you already have a credit loan, you can also apply for a new loan business. As long as the personal credit is good, there is no bad record in the recent credit report, there is a stable and legal source of income, and enough income and financial information can be provided to prove that they have the ability to repay the loan principal and interest on time, they can generally handle the loan smoothly.

Credit loan refers to the loan issued by the borrower's reputation, and the borrower does not need to provide guarantee. Its characteristic is that the debtor can get a loan only by his own reputation without providing collateral or third-party guarantee, and the borrower's credit degree is used as repayment guarantee.