Legal analysis: Yes, but it will have a certain impact. A loan contract is a valid certificate for signing a loan. If you get the loan contract back, you can be more familiar with its terms, such as repayment time and loan interest. If you don't get back the loan contract, in case of a dispute, you have no basis and can't protect your rights and interests. It is recommended to bring back a loan contract.

Legal basis: People's Republic of China (PRC) Highway Law.

Article 464 A contract is an agreement between civil subjects to establish, change or terminate a civil legal relationship. Agreements on status relations such as marriage, adoption and guardianship shall be governed by legal provisions on such status relations; If there are no provisions, the provisions of this part can be applied according to their nature.

Article 465 A lawfully formed contract shall be protected by law. A legally established contract is legally binding only on the parties, except as otherwise provided by law.