1. Calculation formula. The calculation formula is: monthly average balance of housing provident fund account = recent1total balance of housing provident fund account at the end of February/month.
Second, determine the way. The month-end balance of the housing provident fund account is determined as follows: 1. The month of normal deposit in the local provident fund center in recent 12 months is determined according to the balance of the employee's housing provident fund account at the end of the month; 2. If there is abnormal deposit in the local provident fund center in the past 12 months, it shall be calculated and determined by adding the balance of the employee's housing provident fund account in the local provident fund center at the end of the month and the balance of the corresponding housing provident fund account in the different center at the end of the month; Payment without exception shall be determined according to the balance of the employee's housing provident fund account at the local provident fund center at the end of the month.
Third, the number of months is determined. How to determine the number of months: if the employee housing provident fund account has been established for less than 12 months, it shall be determined according to the actual number of months; If the housing provident fund account has been established (including off-site deposit) 12 months or more, it is determined as 12 months.
Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. From July 1 2065438, all housing provident fund management centers in China will handle the transfer and connection of housing provident fund in different places through the platform in accordance with the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development. China has the Regulations on the Management of Housing Provident Fund, and the relevant contents of housing provident fund are stipulated by law.
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