Accept e-loans through Internet channels, identify borrowers online through effective identification means, and complete unsecured and unsecured personal consumption loan business of credit approval in real time based on big data application scenarios such as provident fund information and credit information and intelligent decision-making technology.
The interest rate of e-loan is about 6% per year, and the repayment method is to pay interest on a monthly basis, repay the principal and interest at maturity, and pay it back with the loan; No repeated credit request for three consecutive years in the last two years, and credit inquiry in the last two months; Open areas: Jiangsu Province, Beijing, Shanghai, Shenzhen and Hangzhou.