1. Check the home purchase qualifications: Beijing’s purchase restrictions are relatively strict, so you must make sure you have the home purchase qualifications before buying a house.
2. Select the housing supply: Home buyers must determine the housing supply based on their current actual situation, and then determine the final housing supply by considering factors such as the developer's strength, community facilities, property qualifications, etc.
3. Pay deposit: When selecting a house, developers generally require buyers to pay a certain deposit or down payment. Buyers must pay attention to the difference between them when paying, and Pay attention to signing a deposit or deposit agreement.
4. Sign a house purchase contract and pay the down payment or house payment: Sign a house purchase contract with the developer, and pay attention to the terms in the house purchase contract; after that, you will have to pay the house payment. If you apply for a loan to purchase, you need to pay down payment.
5. Apply for a loan: Home buyers bring the purchase contract and down payment proof and other documents to the bank to apply for a loan. This process is ignored for the full payment.
6. House inspection and handover: After the previous procedures are completed, the developer will ask the buyers to wait for their notice of receiving the house. When the developer notifies the buyers to pick up the house, The home buyer must carefully inspect the house before signing for it to ensure that there are no quality problems with the house.
7. Waiting to get the real estate certificate. When buying a new house, the real estate certificate is usually issued to the buyer after being processed by the developer. If the house is purchased with a loan, the real estate certificate will be mortgaged in the bank. The lender can apply for other warrants and go to the bank to replace the real estate certificate.
Conditions for buying a house in Beijing
1. House-purchasing qualifications for Beijing-registered families. Married Beijing-registered families (except Tongzhou) and those without a house can purchase two houses. Already 1 Those who own a house can purchase another one.
2. Eligibility conditions for non-Beijing families to purchase a house. Non-Beijing families who do not have a house in Beijing and have paid social security or personal tax in Beijing for five consecutive years can purchase one house.
3. House-purchasing qualifications for Hong Kong, Macao and Taiwan overseas Chinese families, Hong Kong, Macao and Taiwan overseas Chinese families who do not have a house in Beijing and are working, studying and residing in the country.
4. Qualifications for foreign families to purchase houses.
Materials required for Beijing house purchase qualification review:
1. Families registered in this city must submit the originals and copies of family members’ ID cards, marriage certificates, and household registration certificates.
2. Families that are not registered residents of this city must submit the original and photocopy of family members’ identity certificates and marriage certificates, the “Family House Purchase Application Form” and “House Purchase Commitment” signed by the house purchase applicant, and a valid temporary residence permit. and other materials.
3. Families who are waiting for affordable housing or price-limited commodity housing to apply for the purchase of self-occupied commercial housing should submit the "Beijing Urban Residents' Application for Purchase of Affordable Housing/Restricted Price Commodity Housing Registration Notice" and the applicant’s identity documents.
The first batch of customers to submit information are priority families, and the order of notification is families waiting for affordable housing, Beijing-based married families without a house, and Beijing-based single families over 25 years old and without a house. The registration and review information that has been signed and confirmed will be submitted to the Beijing Municipal Housing and Urban-Rural Development Commission and other relevant departments for review of home purchase qualifications.