You can choose from these platforms similar to JD Gold Bars
Using JD Gold Bars to borrow money can meet users’ needs for small funds. So what other platforms are similar to JD Gold Bars? ? In fact, there are many such borrowing platforms. Common ones include Weilidai, Youqianhua, Jiebei, 360 IOU, China Merchants Union Haodian Loan, etc. When borrowing, users can choose the one that suits them on the above platforms.
Weilidai cannot be opened by itself. It can only be opened by invitation. When it is opened, different users get different credit lines, which are usually several thousand yuan, and the daily interest rate is generally between 0.02% and 0.05%. When borrowing, you can choose different repayment periods and repayment methods, and consider your income when choosing.
When Jiebei is opened, the credit limit is generally around 10,000 yuan, and the daily interest rate is between 0.015% and 0.065%. The daily interest rate for most loans is 4.5 yuan per day, which is equivalent to the daily expenditure of borrowing 10,000 yuan. The interest is 4.5 yuan. According to regulations, the number of loans you can apply for at the same time cannot exceed 20. I believe many people will not be able to reach such a high number of loans.
The maximum credit granted by 360 IOU is RMB 200,000. The specific amount needs to be determined comprehensively by the system. The borrower needs to be over 18 years old and have full civil capacity. When applying for a loan, you can apply directly through the 360 ??IOU app. After borrowing, Be sure to repay the loan on time. If you repay it overdue, the system will collect it and your personal credit report will be bad.
No matter what platform users use to borrow money, they must return it on time and cannot be overdue. In order to avoid overdue borrowing, it is best to measure your ability to repay and know what aspects of income to use to repay. If your personal income is not very high, you should be careful when borrowing money.
It is worth noting that when borrowing, users should try not to borrow money from multiple platforms at the same time, because if the loan amount is too large, it may not be returned on time. In fact, the amount of loans available on online platforms is not large. In order to avoid interest payments, users can borrow money from friends around them for emergencies and then return it to them later. Are there any small-amount loans that are the same as JD Finance?
For small-amount loans that are the same as JD Finance, there is the Ant Borrowing Platform.
The Ant Jiebei platform is a competitor of JD Gold Bar. Both are very similar. The system comprehensively evaluates credit and submits a loan application within the limit. The maximum limit is 300,000 yuan. The sesame score is above 600. If you have Alipay, you can try to apply. The better the credit conditions, the faster the loan.
A cash lending service specially tailored for JD Baitiao users. Only users who have opened JD Baitiao can use it. JD Baitiao has been opened to all JD members. As long as they are between 18 and 55 years old, they can apply to open JD Baitiao on the JD Finance APP.
Extended information:
The use of JD Finance is introduced as follows:
A rapid application platform for Internet credit products launched by JD Finance, consisting of banks, consumer finance companies, and small businesses. Financial institutions such as loan companies provide users with online unsecured loans. An invitation mechanism is adopted, so only users who receive invitations can activate the borrowing function.
JD white bars and gold bars can currently only be applied for and opened on the JD Finance APP and JD APP, and borrowing money can only be applied for and opened on the JD Finance APP. The wealth management products in JD Finance mainly include JD small vaults, funds, bank selections, stocks, gold, etc. These products are all supervised by regulatory agencies.
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People's Daily Online - How to position JD Finance's "new finance" to connect the top ten conscientious loan platforms
Everyone can get a loan when encountering an emergency crisis, and after the loan, it can solve urgent needs. So borrowing has become a part of our lives, but most people don’t know how to choose when borrowing. Now let’s introduce the top ten conscience loan platforms, namely Alipay, Du Xiaoman, Tencent, 360, Xiaomi Finance, Zhao Lianlian Finance, MaMa Finance, JD.com, 51 Provident Fund Manager, Fenqile.
Introduction to the top ten loan platforms
1. Loans through Alipay’s Jiebei, Huabei, and Wangshangdai are all safe and reliable loan methods;
2. Duxiaoman is a borrowing platform under Baidu, which mainly offers Youqianhua, Satishidai, etc. Their advantages are long installment times, low interest rates, and relatively high loan amounts;
3. The main product under Tencent is Weilidai, but Weilidai is an invitation-based loan and not everyone can use it;
4. 360 IOU under 360 is a more conscientious borrowing platform, as long as you are an adult You can borrow money, and the borrowing amount is limited to less than 200,000;
5. Xiaomi Loan, a subsidiary of Xiaomi Finance, supports installment repayment and borrowing and repaying at any time;
6. China Merchants Finance’s Merchants Union Haofeng Loan is an older loan method and a more conscientious formal platform;
7. Anyihua, a subsidiary of Ma Ma Finance, is also very conscientious and belongs to a large company. A formal platform for endorsement;
8. JD Finance, a subsidiary of JD.com, is also very conscientious. It is divided into white bars and gold bars, which have different functions;
9. 51 Provident Fund Manager is mainly suitable for For users who have paid provident fund, it can provide provident fund, social security loans, first-instance multiple loans, etc.;
10. Fenqile is also a loan platform with a good reputation.
The above is an introduction to the top ten conscience loan platforms.