1. Borrow money from relatives and friends to return the bill to avoid overdue. Doing so can help customers avoid temporary debt pressure and avoid the consequences of network loans overdue.
2. Realize the valuable assets in hand and obtain repayment funds. However, this requires customers to have valuable assets that are easy to realize, which may be difficult.
3. Negotiate repayment with the online lending platform. When customers encounter some special circumstances, they can contact the platform customer service as soon as possible to apply for deferred repayment or further installment repayment. As long as the customer does encounter some special circumstances, the platform may consider the customer's negotiation request.
Of course, some online lending institutions do not support agreed repayment. Even if they can negotiate repayment, customers may not be able to negotiate successfully. Therefore, customers still have to find ways to raise funds and repay overdue loans. If the overdue period continues, the customer will bear the following overdue consequences.
1, the credit report will leave a stain. The online lending platform will report the overdue situation of customers to the credit information. Once a stain is left on credit information, it will affect future credit activities.
2. The online lending platform will calculate overdue penalty interest. After the customer is overdue, the platform will calculate the overdue penalty interest of the customer, which will be calculated on a daily basis. The longer the customer is overdue, the greater the penalty interest pressure.
3. It will be collected by the platform. As long as it is a formal online lending institution, it will collect customers within the scope of compliance. For example, it will contact the lender himself by telephone to urge repayment.