ICBC can postpone repayment during the credit card epidemic, but it has certain requirements for the deferred repayment personnel. The specific personnel who can postpone repayment include: medical staff who sign up for epidemic prevention and control, their diagnosed patients, or suspected staff and their immediate family members. If the personal credit loans and credit card consumption of ICBC cannot be repaid during the epidemic period, it will not be recorded as a breach of contract and will not be included in the list of customers who default. However, to be on the safe side, it is best for users to call ICBC customer service number 95588 before the bill expires, and then transfer it to a manual customer service consulting staff to avoid overdue.