The whole application process is divided into six parts, taking a student who meets the application conditions as an example: Step 1: Students apply to their school institutions within the specified time, receive the National Student Loan Application Approval Form and other materials, fill them out truthfully and completely, prepare relevant supporting materials and return them to the school's national student loan agency.
Step 2: The school institution conducts the loan preliminary examination.
School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.
Step 3: The handling bank approves the loan.
The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.
Step 4: Sign a loan contract with the students.
After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.
Step 5: Borrow.
The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.
Step 6: Repay the loan.
Borrowing students should pay attention to their own credit and repay on time after completing their studies with student loans.
Second, the freshman has borrowed a student loan from the student source. Can I borrow a college student loan for my sophomore year? What is the procedure? What materials need to be prepared?
Yes, I got a loan in my freshman year. After my sophomore year, it was a college student loan. The procedure of student loan is much simpler, but your documents should be complete, and then it will do. Other schools will make their own arrangements, and the school will not rush you if you pay the tuition. The trouble behind is dead, and the school is crazy! Materials, proof of poverty, copies of the front and back of parents' ID cards and the page on parents' household registration book, and of course, copies of your ID card and your student ID card. In short, the school will tell you what materials you need!
3. Can a sophomore apply for a student loan?
Sophomore students can also apply for student loans in the first half of each year. Generally, you can apply for a student loan around July and August, whether you are a freshman or a sophomore or a junior. The specific time should be based on the specific arrangements of the local student financial assistance center. The required materials can also be directly logged in to the China Development Bank for reference, or directly searched for the student loan of the China Development Bank on Alipay, or you can directly understand the procedures and processes of the loan.
Fourth, is it okay for sophomore students to get loans from students? If so, is it difficult? How many procedures do you need? ...
@。 @ You sent the question in the wrong place. You can borrow money. As long as you prepare yourself, there is nothing difficult in this process. It seems that your department will first issue a certificate for your quota, and then it seems that you can go back to your place of residence to issue a certificate and find a good guarantor to handle it.