Of course. According to the requirements of different banks, some can repay one month or one year in advance. There are terms of prepayment in general loan contracts, so we should pay attention to whether there are liquidated damages. Usually, the terms of commercial loans will stipulate the minimum repayment amount. You have to apply to the bank a few days in advance (usually 15 days), but the bank will only deduct your prepayment principal on the day of your monthly repayment. Early repayment usually means that the interest generated by the bank will not be returned to you, but the interest generated by it is equal to the interest payable by you and will not charge you more. Repayment procedure: 1. Submit a written application for prepayment to the loan bank in advance. 2. The borrower goes to the bank with his ID card and repayment card. 3. Fill in and submit the prepayment application form and deposit the prepayment amount in the counter. The repayment period can be determined according to individual circumstances, and the monthly repayment amount can be adjusted according to the repayment period.