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How long can the loan be unfrozen after it is frozen?
Generally speaking, six months.

1. The time limit for the people's court to freeze the bank deposits and other funds of the person subjected to execution shall not exceed six months.

2. The time limit for the people's court to seal up or detain the movable property of the person subjected to execution shall not exceed one year.

3. The time limit for the people's court to seal up the real estate of the person subjected to execution and freeze other property rights of the person subjected to execution shall not exceed two years.

4. Where an application for extension of the time limit is made, an application shall be made for further seizure, seizure and freezing procedures before the expiration of the time limit for seizure, seizure and freezing, and the extension period is limited.

If the debt has been paid off, the ruling made by the people's court to lift the attachment, seizure and freezing shall be served on the applicant, the person subjected to execution or the outsider; Where the person subjected to execution provides a guarantee and applies for the consent of the person subjected to execution, it may be terminated.

Therefore, the general cycle is six months. If the overdue principal and interest are paid off in advance, it can be thawed in advance and returned to normal.

Legal basis:

Provisions of the Supreme People's Court on the Seal-up, Seizure and Freezing of Property in Civil Execution by People's Courts.

Article 27

If the time limit for sealing up, distraining and freezing expires and the people's court fails to go through the extension formalities, the effectiveness of sealing up, distraining and freezing shall be extinguished.

If the seized, detained or frozen property has been auctioned, sold or paid off, the effectiveness of the seizure, detention and freezing shall be extinguished.