Lenders generally need to provide the following materials to the bank when applying for a renovation loan:

1. A valid ID card and permanent residence certificate issued by the neighborhood committee to prove their identity and fixed residence;

2. Proof of professional and personal income issued by the unit, and proof of stable employment for six consecutive months or more (or you can provide salary flow bills in recent months) to prove your ability to repay the loan;

3. Real estate certificate (required for mortgage loans), used for real estate mortgage;

4. Bank deposit statements, water and electricity tax bills and other certificates to prove your credit quality;

5. "Decoration Project Contract", "Contract for Purchase of Decoration Materials" and other materials signed with the decoration company to prove the purpose of the loan;

6. Copies of the business license and qualification certificate of the decoration company to prove that the partner Whether it is within the specified range;

7. Other conditions required by banks or financial institutions.