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At present, there are many loans from loan users in the market, so it is not so easy to find a reliable platform. Many loan platforms are platforms for loan users. They only accept the application materials provided by the applicants, and do not provide loans, deliberately defrauding the applicants' private information. Other institutions wait for the applicant to submit information and wait for the loan, and then charge various fees in various names to defraud the applicant of money.
The interest rate is relatively high.
Institutions that provide loans to loan users bear greater risks than ordinary lending institutions, especially those companies that provide unsecured pure credit loans, so they charge higher interest to loan users. The general annual interest rate is at least 10%. If the annual interest rate exceeds 36%, it is illegal usury. You'd better pay more attention.
The consequences will be serious after the deadline.
If there are any consequences of the loan, the overdue consequences are the most serious. Once in loans overdue, loan users may become online loan users, that is, Internet hackers. In the future, not only can banks not lend money, but it is also difficult to apply for online microfinance. There are consequences waiting for you, telephone collection, high penalty interest.
The above is a comprehensive introduction to the consequences of loans for loan users. In fact, as long as you choose a regular loan company and repay the loan on time, the loan for loan users can still be used as a very convenient loan channel to help you solve your capital needs quickly.