With the increase of loan platforms, enterprises lend apps one after another in order to meet users' convenient loan services. How about countdown as one of the building blocks?
What is countdown?
Countdown is an unsecured and unsecured personal short-term micro-credit loan for natural persons; Full online application, automatic examination and approval, and quick loan.
Countdown loan needs materials:
As long as you provide personal identity information, credit card information and other basic information online, you can avoid the tedious process of uploading personal data and long-term manual review.
Countdown loan amount:
The countdown goes online, the maximum amount is 50,000 yuan, and the loan period is 1, 2, 3, 6, 12, 18, 24 months, which can meet your small capital needs in different cycles.
The top ten loans are the second batch of apps, and the apps that are coming soon are all here.
Need. Borrowing is a common way of working capital at present. There are many applications related to lending. So, what is a good lending application? What is a loan application that can be applied quickly and passed? Here are some convenient mobile loan applications. Let's have a look.
Second loan application recommendation
1, pleasant loan
Download volume: 7.279 billion
Arbitrary loan is a financial service platform owned by CreditEase and the first overseas listing of China Finance. The application launched by the platform can apply for a loan of up to 200,000 yuan online. If qualified, the loan can be released within 30 minutes at the earliest, with a term of 12 to 48 months.
2. Ping An HP
Download volume: 423 1 ten thousand.
Ping An Hewlett-Packard is a financial product of Ping An Bank. It provides online loan service. For users who are in urgent need of funds, the maximum loan amount can reach 50 thousand pounds. Need a good credit record, unsecured guarantee, and arrive in the account within 30 minutes at the earliest.
3. pat on the loan.
Download volume: 25.77 million
The loan platform has been listed and approved by the government. It supports personal consumption or revolving loan of enterprise funds. You can receive the loan within one hour at the earliest. No mortgage or guarantee is required. The maximum loan amount can reach 200,000 pounds. The loan amount is in direct proportion to the credit degree. Will automatically remind the due repayment.
Step 4 save
Download volume:15.64 million
Parkson is a 24-hour online application platform for young people, providing credit cards. The review only takes 3 seconds, and the monthly interest rate is as low as 60% of the bank repayment rate. The loan funds come from major banks.
5. Cash lending
Download volume:14.36 million
The cash loan platform needs to have a good credit record, and the maximum loan amount is 6,543,800 yuan, which will be repaid in six months. The platform has various privacy protection measures to prevent the disclosure of personal information.
6. You borrow money from me
Download volume:13.64 million
A platform that provides loans of up to 50,000 pounds. There are three ways to borrow money on the platform. As long as you have a sesame credit score or a credit card, you can open a loan in two hours at the longest.
7. renren loan
Download volume:12.3 million
After 8 years of establishment, the loan can be applied for approval within 10 minutes at the earliest, and it will be received within 1 hour. The loan amount can be up to 200,000 pounds, which will be repaid in 36 installments with an annual interest rate of 9.36%.
8, small flower wallet
Download volume: 1 1.43 million
XiaohuaWallet is a loan platform that provides young people with services such as cash lending and credit card repayment. The application is approved quickly, with an annual rate of 6.2%-2 1%.
9. Lightning loan and fast loan
Download volume:10.85 million
Provided by the loan platform. The software includes all kinds of loans. The fastest time to apply for a loan is 3 minutes. This is a relatively fast, convenient and efficient loan software.
10, borrow money with loans
Download volume: 5.33 million
The platform does not need to collect credit, and it can collect 5000 yuan within 3 minutes of applying for a loan. Black and white families can apply for unsecured loans to solve short-term problems.
Is countdown loan reliable? Who used it?
Countdown loan is not reliable, it is a short-term micro-credit loan.
I don't know where you saw this online loan product. This is a natural online loan product. It is not recommended that any user take the initiative to apply!
First, the countdown loan is not reliable.
There is little information about second-second loans on the Internet, let alone basic business information. There is no information about this loan product on the Internet. To some extent, this loan product has no basic information residue, and can basically be judged as a private lending product. There are many so-called products on the Internet, and some users will also receive the recommendation information of these products on their mobile phones. No matter which channel you get the information about this loan product, I suggest you be cautious.
Second, I suggest you don't touch online loan products.
At present, almost all online loan products on the market are informal and have high interest. The annualized interest rate of loan products of regular banks is generally only about 5%, and the annualized interest rate of mortgage loans is only above 3%. For online loan products, the annualized interest of online loan products is basically above 15%, and some can even reach 30%. 30% is an exaggerated concept, because 35% annualized loan interest is enough.
Third, you should learn to protect your personal privacy.
Some users may have seen some real-name information in online certification, and sometimes they will take the initiative to apply for some so-called online loan products. When users do this behavior, all private information of users will be leaked to online loan companies. Online lending companies may not lend money to users, but they will sell users' personal privacy and make huge profits in this way. For the user himself, once the user's personal privacy is leaked, the user's own financial security will face great risks, and at the same time, it is very likely to be deceived, and users will also be harassed by various information in their daily lives.
To sum up, countdown loans are not reliable. I advise you not to touch any online loan products.
Five APP small loans that can be repaid immediately.
In the era of accelerated pace of life, everyone is also very concerned about the speed of the next loan when applying for a loan. Recently, many friends are asking about small APP loans that can be repaid immediately. Xi Cai Jun introduced several such applications here, hoping that they can meet everyone's loan needs.
Xinyidai
Xinyi Loan is an APP small loan that can be repaid immediately. The longest term is 12 months, and the shortest is 3 months. The daily interest rate is 0.06%. The requirements for borrowers are: good personal credit, aged between 20 and 60, and stable work and income.
Cai Xi loan APP
Cai Xi Loan APP is a powerful mobile phone software, which not only has a very fast loan speed, but also has many loan products. You can find many loan products in Cai Xi Loan APP, some of which are suitable for wage earners and some are suitable for self-employed. Generally speaking, almost everyone can find a product for their second payment through the Cai Xi loan application.
Mobile phone loan
Mobile phone loan can provide you with a cash loan of 300- 10000 yuan, with a term of up to half a year, which can be repaid at maturity or in installments. Because the mobile phone loan uses an automated credit review system, the review speed and the next payment speed are particularly fast, and the next payment can be made in 30 minutes at the earliest.
Countdown loan
Countdown loan is an APP small loan that can be repaid immediately, with a relatively large amount. The second loan can provide you with a loan of up to 50 thousand yuan, and the borrower is allowed to repay it for 24 months at the longest. This slot has a higher requirement for the borrower's credit information, so black-door friends don't have to consider it.
WeLab
I am an APP with fast payment speed, which can pay up to 20,000 yuan for everyone at once, with the longest term of 12 months, and the monthly interest rate is between 0.78% and 2.3%, and the monthly repayment method is adopted. It is understood that white households can borrow money from me, while black households are more difficult.
What is a countdown credit loan?
Countdown credit loan is a building block consumer loan with big data and pure credit, with a maximum amount of 5,000 yuan, including up to 6 months. The daily rate is probably that applicants can apply online as long as they have a UnionPay credit card, and the fastest loan is 10 minute.
Detailed explanation of countdown credit loan
The amount of a single loan is 1 1,000-5,000 yuan, and the loan period is divided into 1 month, 2 months, 3 months and 6 months. The borrower repays the loan on a monthly basis by matching the principal and interest. The daily interest rate is probably a countdown. Credit loans can only be applied online. In the future, countdown credit loan app and WeChat official account will be supported. The loan amount will also be raised to 50,000 yuan.
Countdown credit loan scope
In the initial stage of countdown credit loan, it will take the lead in covering loan applications in eight cities: Beijing, Shanghai, Guangzhou, Shenzhen, Qingdao, Changsha, Kunming and Lanzhou.
Countdown credit loan application
Countdown credit loan is applied online, and the system automatically approves it. It takes 10 minutes to complete from application to loan. However, the applicant must meet two conditions:
1. The applicant holds Chinese mainland UnionPay credit card;
2. The mobile phone number of the applicant has passed the real-name authentication of the operator.