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Can I pay by installment in JD.COM without a credit card?
Yes, you can choose to pay by installment. The specific method is:

1. Open JD.COM Mall on your mobile phone and select the goods you want to buy.

2. After confirming the order information, click "Submit Order" in the lower right corner.

3. Select "Blank" in the payment interface and select the time required for installment payment.

4. After the selection is completed, click "IOU Payment" below.

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