If Gitzo's loan is not repaid, it will have the following consequences: Gitzo's loans overdue records will be collected, resulting in poor personal credit information; After overdue, Gitzo will charge overdue interest according to the number of overdue days; During the overdue period, Gitzo will collect the borrower and even call the contact person for collection; Even if the overdue debts are paid off, other credit businesses cannot be handled before the credit investigation is resumed.

Therefore, for users, the consequences of not repaying Gitzo loans are more serious, and users must repay as soon as possible after they are overdue.

Extended data:

How to negotiate repayment with Gitzo?

Gitzo can make repayment by calling Gitzo's customer service number or negotiating with the caller, but in general, it is difficult for Gitzo loans overdue to negotiate repayment in advance. Gitzo negotiated repayment will have a higher success rate when the overdue situation is serious. Because the longer the overdue time, the more penalty interest will be generated, and the greater the risk the platform will bear. Therefore, at this time, in order to recover overdue funds as soon as possible, the platform will appropriately relax the policy and agree to negotiate repayment.

Generally, when the borrower's payment is seriously overdue, the borrower can communicate with the staff to show that he is in financial difficulties and wants to negotiate repayment. Staff will generally ask users to provide relevant materials (proof of poverty, etc.). ) to prove, and then apply to the platform for interest relief, and then the borrower can repay according to the negotiation results.

Of course, if users have Gitzo's flexible repayment service package, they can apply at least 15 days before the next repayment date if they repay five or more installments on time and in full.

What happens if you owe Gitzo money?

Don't the money owed to Gitzo have the following consequences:

1. Lending disputes are civil disputes, and generally they will not go to jail. If the other party sues you for overdue payment, the court can enforce it, and you have to bear double interest on the debt.

2. If the payment is overdue, a penalty interest of 150% of the overdue amount will be charged on a daily basis, and the credit information will be reported and included in the credit information in strict accordance with the requirements of the People's Bank of China. Due to overdue payment, the credit record cannot be revoked.

3. If the debtor fails to perform the judgment of the court within the performance period, the creditor may apply to the court for enforcement after the lender brings a lawsuit to the court.

4. When accepting the execution, the court shall investigate the real estate, deposits and securities under the debtor's name according to law.

5. In addition, if the debtor has no property to be executed, refuses to comply with the effective judgment of the court, overdue repayment and other negative information will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be detained by the judicial authorities.

6. Those who have the ability to repay and refuse to repay are suspected of refusing to execute the judgment or ruling.

7, long-term arrears, malicious overdue, will be included in the credit information system, affecting the use of loans and credit cards in the future, until the record can not be eliminated after five years, during which you may also encounter telephone bombing, causing trouble to family and friends.

If the circumstances are serious, you will go to jail. What is certain is that the five-year arrears will still be included in the credit information system, which will affect future loans or house purchases. If there is no repayment, this behavior of borrowing first and then cheating has been suspected of loan fraud.

Extended data:

Consequences of breaking a promise

1, the release of "Lao Lai blockbuster" increased exposure.

LED large-screen exposure, network exposure, public transport media exposure, and even cinema circulation.

2. Customize Lao Lai's exclusive CRBT.

In order to jointly punish Lao Lai, Luoyang, Enshi, Wuhu and other courts reached an agreement with local communication operators to formulate Lao Lai's exclusive color ring back tones. When the mobile phone calls, the other party will hear the "special reminder from Lao Lai" and will urge the caller to fulfill the repayment obligation as soon as possible.

3. The whole network inquired about assets, and the balance of Alipay was frozen.

The people's court has the right to inquire about your personal assets. The court in Huangdao, Kunming, conducted a network-wide asset inquiry on a dishonest person, and found that there were more than RMB 65,438+10,000 in the Alipay account with real name authentication. Immediately, the court handed over the Financial Statement of Assistance in Freezing to Alipay headquarters and obtained cooperation, and successfully frozen its assets in Alipay.

4. WeChat reward announcement

Guangzhou Intermediate People's Court uses new media means such as WeChat platform to release the information of "Lao Lai", which helps to further solve the "implementation difficulty". Last year, 38 bonuses were awarded, involving an amount of 247 million yuan. Recently, WeChat friends circle advertisements have also exposed "Lao Lai", using big data to accurately deliver, so that Lao Lai has nowhere to escape.

What will happen if Gitzo doesn't repay?

Failure to repay will have the following consequences:

1, Gitzo Loan will not generate penalty interest, that is, penalty interest, which is generated by loans overdue. The general operation is to increase the penalty interest by 30%-50% on the basis of the original loan interest rate.

2. If it is overdue for more than 20 days, Gitzo will basically be overdue at this time, which is already on the credit record. What the lender can do is to repay the loan as soon as possible, don't make any overdue behavior, and wait for five years to eliminate the record.

3. If the customer is overdue for more than three months, Gitzo Loan will be prosecuted by the court according to the loan contract. The court will take compulsory measures to freeze the lender's deposits and carry out property liquidation to repay the lender's losses. Serious cases will be punished by law.

4. Customers who fail to repay Gitzo loans can no longer enjoy preferential loan policies in the future. Gitzo has been in loans overdue for too long, and Gitzo will send someone to collect it, which will affect personal reputation and life.

Extended data

Collection method when the loan is not repaid:

First, you can play the card of the bank and charge interest on the arrears of customers who owe money.

Issue an effective written notice in advance, claiming that the bank has collected the loan from the other party and set a repayment period for the other party. If the other party fails to repay the bank loan within the time limit, the bank will punish the other party according to "what" measures.

Therefore, the company requires customers who are in arrears with the sales payment to repay within a certain period of time, otherwise they will be forced to add interest. This is easy for ordinary debtors to accept and makes them feel that the company has to do it.

Second, seize the opportunity to call to collect the arrears.

It is easier for the debtor to cooperate with you by calling when he is in the best mood.

For example, it's best to start calling at 3:30 pm, because they are usually busy in the morning. It's a good idea to leave debtors half a day to do business, so that they have enough time to enter the normal working state, and they are generally in a better mood when they are more relaxed in the afternoon. At this time, it is easy to accept the collection of arrears. Besides, you must avoid talking on the phone while others are eating.