Can one of the couple get a loan to buy a house if one of the spouses has no job?

It mainly depends on the individual’s qualifications. If it's good, you can get a loan to buy a house. Loan applicants should meet the following conditions: 1. Be at least 18 years old, have full capacity for civil conduct, and have a legal and valid identity certificate; 2. Have a stable income and the ability to repay the principal and interest of the loan on time; 3. Agree to use the purchased Real estate as collateral; 4. A real estate sales contract has been signed with the developer.

Buying a house with a loan refers to a loan business in which the house buyer uses the building in the housing transaction as a mortgage to apply for a loan from the bank to pay for the house purchase, and then the house buyer repays the principal and interest to the bank in installments. It is also known as the loan business. Get a mortgage for your home.