The railway housing provident fund management center has been handed over to the local housing provident fund management center, but it is a separate department responsible for the management of railway employees' provident fund.

Go to the financial department of your unit to find the person in charge of the provident fund, give out your own provident fund account number, take your work permit and ID card to the loan department of the provident fund management center I just mentioned, and find your provident fund account from the system, which shows your monthly deposit and balance. As long as it has been paid for one year and has not been frozen, issue a certificate, and then you can apply for a loan from it. After the approval of the center, it usually takes one month, and the provident fund center will check with the bank. The exact amount varies from place to place.

These procedures may require your marriage certificate, previous year's income certificate and unit certificate. Finally, we have to pay a deposit (necessary) to the guarantee company, about 4 thousand.

I hope the above is helpful to you.