1. Your sesame credit score is not enough. Users need to score more than 600 points to open loans. If this condition is not met, it is impossible to open a loan.
2. Alipay's account has not completed real-name authentication;
3. The user's Alipay account status is normal or has been appealed;
4. My real-name authentication is not bound with my mobile phone number.
5. In addition, the opening of the loan will also comprehensively evaluate the applicant's situation from the aspects of credibility, repayment ability and fund use.
1. What are the methods for compulsory loan opening?
1. Users can use Alipay more for offline consumption and daily consumption, and increase the traffic of Alipay.
2. Users can improve their resumes, such as provident fund and academic qualifications.
3. Users can purchase Alipay's wealth management products, such as transferring deposits to Yu 'ebao.
4. If the user has a flower bed, it can be used for consumption in stages and repayment on time.
Second, take the initiative to apply for ant borrowing steps:
First of all, we need to open an ant loan through the online merchant bank and find the online merchant bank through the "Alipay-My" page in Alipay APP. Click on the view below, and a download now will appear. Click to download and install the online merchant banking APP immediately.
Open the online merchant bank APP, register an account or log in with Alipay account. Generally, Alipay account login is relatively simple, and you don't need to fill in some information.
After logging in successfully, we can see that there is a "loan" button in the middle of the page. Click to enter. After clicking "Loan", you will automatically enter the Ant Borrowing page, and the page will display your loan amount.
Third, what are the conditions for opening and hiding?
Opening and hiding have the following conditions:
1, real-name authentication.
2. The account is in a normal state and has not been prosecuted.
3. A valid mobile phone number is bound.
4. The higher the sesame reputation score, the better.
Not everyone is qualified to open a loan, and only users who meet the above conditions can open it.
Fourth, the national recognition 10 online lending platform:
At present, the more reliable online lending platforms are: Pleasant Loan, Auction Loan, Jin Lu Service, Renren Loan, Yiyin.com, Kaixinjinfu.com, Microfinance.com, Qunar.com, Dianrong.com, Phoenix Finance, Youyi.com, Loan.com Group, Pterosaur Loan, Sack Finance, Hairongyi, Building Block, Love Money, Credit Union, You and Me Loan, etc.
Operating environment: Alipay 10.2.36.8000