Re-employment small secured loan refers to the special re-employment small loan set up by the government to help laid-off workers find jobs and start businesses. For laid-off workers who are honest and trustworthy, have the ability to work and have the desire to find a job, they lack start-up funds and credit guarantees in the process of starting a business, and apply to the bank through re-employment guarantee institutions.

Who can apply for a small secured loan for re-employment: 1, laid-off workers from various state-owned enterprises; 2 laid-off workers from large collective enterprises in cities and towns; 3. Other unemployed people in cities and towns who enjoy the minimum living guarantee and have been unemployed for more than one year (the above personnel must obtain the "Re-employment Concession Card for Laid-off Workers"); 4, for the "urban retired soldiers self occupation certificate" of urban retired soldiers; 5. Unemployed persons registered in other cities and towns (including college graduates who have registered unemployment in cities and towns, returned overseas students) and rural workers who have returned home to start businesses.

The purpose of the re-employment small secured loan fund: it is mainly used to help entrepreneurs solve the problem of insufficient funds needed for starting a business, production and operation, purchasing equipment and producing and operating houses. Commercial projects mainly include production, processing, sales, commerce, catering, repair, domestic service and other services in the region.

Industries restricted by the state, such as construction, entertainment, real estate sales, land use right transfer, advertising, housing agency, sauna, massage, Internet cafes, oxygen bars, etc., may not apply for small secured loans for re-employment.