1. Short-term loans: 5.35% within six months and 5.35% within six months to one year.

2. Medium and long-term loans: 5.75% for one to three years, 5.75% for three to five years, and 5.90% for more than five years.

3. Personal housing provident fund loans: 3.50% for less than five years and 4.00% for more than five years.