2. The interest for the first year is144,000 yuan *0.0269 yuan = 3,873.6 yuan;

3. The repayment in the first month is 3,873.6 yuan/12 months =322.8 yuan;

6. The loan principal in the first month is 6.5438+0.44 million yuan /36 months = 4,000 yuan.

7. The loan principal+interest in the first month is 4000 yuan +322.8 yuan = 4322.8 yuan.

Note that 4322.8 yuan should be the first month's principal plus interest. As the loan principal decreases month by month, the interest on the loan will also decrease. Please communicate with the car dealer!