I still suggest that you don't borrow money unless you have to, because personal credit information is everywhere, whether in your loan or in the small details of your life, it is mainly divided into the following categories: 1, arrears in water and telephone charges, and other related expenses. These little things will affect your personal credit information. Therefore, Jin Fang Bian Xiao reminds everyone to pay attention to the small details in life.
2. If the borrower's debt is too high. Most people already have car loans and mortgages with repayment amount exceeding 50% of the borrower's monthly income, while credit cards with repayment amount exceeding 50% of the borrower's monthly income will be included in the bad credit information system.