1. Hidden risks of property rights: Although it was promised that a real estate certificate could be obtained when buying a house, it is difficult to fulfill it in practice. Houses without two certificates cannot be listed for trading according to law.

2. Hidden risks of accidents: Although many houses are built with small property rights, there are still some houses that have passed planning approval and have complete procedures. These houses can apply for two certificates and Listed and traded.

3. Hidden dangers of affordable housing: If it is an affordable housing, then according to the "Measures for the Administration of Affordable Housing", the property can only be listed at market price five years after obtaining the housing ownership certificate and land use certificate. sell. When selling, the proceeds should also be paid to the government in a certain proportion of the price difference between ordinary commercial housing and affordable housing in the same location at that time.

What preparations should be made before buying a house

1. Clarify the needs of buying a house: Each household has different composition of family members, and the social circle and daily activities must be included in the purchase of a house. As a reference for housing needs, everyone needs to pay attention to the fact that before buying a house, you must carefully weigh your own housing needs, prioritize, and determine what you urgently need based on your actual situation, rationally and well-planned Get started.

2. Budget for buying a house: Before buying a house, everyone should roughly calculate the price of the house that they can afford based on their own financial situation. Although you can get a loan to buy a house, the down payment is also a large amount, which is a lot. When people buy a house, they scrape together enough money for the down payment, but fail to consider the other expenses required to buy a house, resulting in a temporary lack of money. After buying a house, the next step is to decorate the house, purchase furniture, home appliances, etc. Add up the bits and pieces, and these will also require a large amount of expenses.

3. How to buy a house: Today’s house prices are also quite expensive. Many families are unable to pay off the house in one go, so buying a house with a loan is the choice of most buyers. However, when buying a house with a loan, you need to There are many choices to make, such as loan amount and loan period. When choosing the loan period, some friends will choose a shorter loan period in order to reduce interest expenses. However, doing so will greatly reduce the monthly discretionary amount. .