Do you want to borrow money from a credit union or a bank? If it is a bank, it depends on the nature of your house. Houses in rural areas are generally self-built, not issued by the state, so they belong to small property houses, and small property houses cannot be mortgaged in banks. If it is a large property right house, it can be listed and traded, and it can be mortgaged in the bank.

Generally speaking, it is best to choose four major banks for loans. I'm not sure about your local interest rate, but the benchmark of the central bank is 6.0 (65438+ 60,000 interest per million years), and the approval is actually similar. You need to consult your local lender.