In the personal mortgage credit loan, the loan approver should review the following contents: (1) Whether the borrower's qualifications and conditions are met; (2) Whether the information provided by the borrower is complete; (3) Whether the loan amount, validity period and loan purpose meet the requirements; (4) Whether the determination of the mortgaged property value and mortgage rate is in compliance with the provisions, and whether the determined loan amount is accurate and reasonable; (5) Whether the preventive measures for the main risk points of the loan are effective; (six) other matters that need to be reviewed.