Agricultural Bank loans good loans, agricultural bank loan conditions:
1, age 18-65 years old;
2. Have a fixed residence and be in good health;
3. I can provide my valid identity documents;
4. Good personal credit;
5. Have the ability to repay in full and on time;
6, engaged in business activities in line with state regulations;
7. Other conditions required by Agricultural Bank of China.
2. What are the requirements for personal loans of Agricultural Bank of China?
Agricultural Bank personal loans need to meet the following conditions:
1. The borrower must be 18 years old and have full capacity for civil conduct;
2. Have full capacity for civil conduct and legal and valid identity documents;
3. Have the ability to repay the loan principal and interest;
4. Have a stable source of income;
5. Good credit status;
6. Other conditions stipulated by the Agricultural Bank.
Agricultural bank conditions:
1, age 18-65 years old;
2. China citizens with permanent residence in China, permanent residence in local towns and full capacity for civil conduct:
3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule; Law-abiding, no illegal acts.
Good credit record;
4. Open a personal settlement account with the lending bank (it is agreed that the borrowing bank will deduct the loan principal and interest from the personal settlement account designated by it);
5. Meet other requirements stipulated by China Agricultural Bank (other requirements of China Agricultural Bank shall also be met).
Agricultural Bank loan application process:
1. The Agricultural Bank applies for a loan and provides relevant information.
2. The bank shall review the personal qualifications and materials of the borrower.
3. After approval, the bank signs a loan contract with the borrower.
4. The bank will issue loans.
5. The borrower needs to repay the loan on time.
Legal provisions: Article 17 of the General Rules for Loans in People's Republic of China (PRC).
If the borrower is a natural person, it shall meet the following basic conditions:
1, with legal identity documents or valid residence certificates in China,
2. Have full capacity for civil conduct,
3. Good credit, stable income or assets, and the ability to repay the principal and interest on schedule.
4, unless otherwise stipulated by the administrative organ.
Third, what conditions are needed for the personal business loan of ABC now! ! Does anyone else run a loan business?
Personal production and operation loans I. Product definition The credit demand of production and operation loans issued by individual production banks to natural persons for people's legitimate production and operation can be used as working capital for production and operation, and can also be used for other reasonable purposes such as renting shops, decorating storefronts and purchasing machinery and equipment. 3. The applicant is a natural person with China nationality who is engaged in legal production and business activities, including individual industrial and commercial operators, investors of sole proprietorship enterprises, partners of partnership enterprises and contractors or lessees of private enterprises without legal personality, who meet the following conditions (inclusive) and are over 60 years old (inclusive), have full capacity for civil conduct, have good conduct, have a fixed residence in the local area and hold legal and valid identity documents; 2. Those who hold a legal and valid business license and engage in special industries shall hold a business license for special industries issued by the competent examination and approval department, and the partners of the partnership enterprise shall provide a contract and lease agreement to the partnership contractor or lessee; 3. Provide tax registration certificate or tax payment certificate; Provide clear and legal proof of loan use; 4. Have management experience or related management ability in this industry; 5. It has a stable operating income and the ability to repay the principal and interest of the loan on schedule, and the first repayment source is sufficient, and relevant certification materials with repayment ability are provided; 6 secured loans must provide legal, effective and sufficient guarantees; 7. Good credit record.
Fourth, what conditions are needed for the personal business loan of ABC now! ! And personal business loans. ...
simple
Have an industrial and commercial business license
Local household registration
There is real estate!