If you are interested in China Ping An Life Insurance Company of China Insurance Company, you can read this article written by a senior:
How about China Ping An Life Insurance Company of China Insurance Company? What products do you have? Which ones are good? What problems are worthy of in-depth analysis?
Then, what should the senior students of China Ping An Life Insurance Company of China Insurance Company do? Jucaibao (202 1) whole life insurance (universal)? For example, let's introduce the guarantee of this product! Not much nonsense, directly above:
1.？ Analysis of guarantee responsibility
According to the terms and conditions, the protection content of Jucaibao (202 1) whole life insurance (universal type) is death insurance.
However, we should know that some products of the same type in the market not only have death insurance, but also provide total disability insurance or accidental death/total disability insurance for specific vehicles.
Dear friends, if whole life insurance has a higher security demand, you can shop around for insurance.
If you are interested in universal insurance, you must not miss this article of the senior:
How much can I earn by buying universal insurance? How can you be happy without being sold?
2.？ General account analysis
As you can see from the product diagram given by Senior Sister above, the minimum guaranteed interest rate of Jucaibao (202 1) whole life insurance (universal) universal account is 1.75%.
You should know that the minimum guaranteed interest rate for universal accounts of many products of the same type on the market is 2.5%, and some even 3%.
In addition, senior sister should remind everyone that the income under the operation of universal account guaranteed interest rate is certain, and the income beyond this part is uncertain.
At the end of the article, senior sister has a small gift for everyone. Let's take a look:
Ten universal insurance stocks worth buying!
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!