You can study abroad on your own loan. The conditions that students need to meet are: having legal and valid identity certificates; 18 years old or older; Have the ability to repay the loan principal and interest on time; A letter of admission or other valid admission certificate issued by a school studying abroad; Providing property mortgage approved by the lender; Pledge or third-party guarantee; Other conditions stipulated by the handling bank.

To apply for a loan for studying abroad, you need to meet the following conditions:

1. The borrower shall have full capacity for civil conduct, and the actual age of the loan for studying abroad at the maturity date shall not exceed 55 years old;

2. The borrower has no violation of laws and regulations, is healthy, and is honest and trustworthy;

3. If the borrower is an overseas student, he should have a permanent residence or other valid residence status at the lender's place before studying abroad;

4. If the borrower is an immediate family member or spouse of a student studying abroad, he should have a permanent residence or other valid residence status in the area controlled by the lender, have a fixed residence, have a stable occupation and income source, and have the ability to repay the principal and interest on schedule;

5. The borrower shall hold an admission notice or other valid admission certificate issued by the school where the student intends to study abroad;

6. The borrower shall provide property mortgage, pledge or third-party guarantee recognized by the lender. Mortgaged property is currently limited to mortgaged property; Pledged goods are currently limited to government bonds, bank certificates of deposit, corporate bonds and other securities; The guarantor shall be a legal person or natural person with compensatory ability, and be willing to bear joint and several liability for repayment;

7. Meet other conditions stipulated by the lender.