You usually need to register your business license for one year before you can apply for a loan. Need to provide ID card, notebook, marriage certificate, business license, tax certificate, etc.

If you apply for a mortgage loan, the value of the collateral is the most important, and the general loan amount is 6 ~ 8 times the value of the collateral. Banks generally only accept real estate as collateral. If your collateral is goods, it usually needs to be handled through a guarantee company. Secondly, it is a reasonable explanation of the source of repayment, such as your monthly operating flow.