1, application form;

2. The ID card, residence booklet or valid residence certificate and marital status certificate of the borrower and spouse;

3. Proof of repayment ability such as personal income or personal assets (including but not limited to bank passbook, proof of family property such as real estate purchased by ship transportation income, or transportation contract, or income certificate issued by the shipping management company (see Annex 1 for the format), etc. );

4. Where the third party guarantees are involved, the identity certificate of the guarantor (the natural person provides the ID card and income certificate, and the unit provides the annual business license) and the letter of commitment issued by the relevant guarantee company or shipping company or natural person agreeing to undertake joint and several liability guarantees, and the contents of the letter of commitment shall specify the amount and duration of the guarantee (see Annex 2); Where the company's guarantee is involved, a resolution of the board of directors or shareholders' meeting that the company agrees to guarantee shall be issued;

5. Information on loan purposes (including but not limited to): ship sales contracts (including second-hand ships) or commissioned processing contracts or ship construction contracts or ship purchase invoices, etc. Purchase contract or sales contract and other supporting materials that can prove the authenticity of the loan purpose; Loans are used to repay debts (including private loans or loans from other financial institutions) arising from the purchase of ships. ), and the borrower shall provide IOUs or bank IOUs; Loans used for business turnover mainly include: payment of ship operating expenses such as oil fees, customs clearance fees, maintenance fees, personnel salaries, advance funds on behalf of customers, and capital requirements for selling goods. Ship operating expenses can be reasonably calculated according to the actual operating conditions; A valid transportation contract should be provided for the prepaid funds, and the contract should have relevant provisions on the prepaid funds; Engaged in the sale of commodities and goods, it shall provide legal and effective business qualification materials (the business scope of affiliated companies includes commodities, goods sales or individual ship business licenses and other related business qualification materials);

6. Proof of self-financing materials: the receipt or invoice of the shipbuilding enterprise or the original shipowner, the deposit certificate of our bank for purchasing the ship, or the deposit certificate that the seller received the payment from the buyer of the ship, and other proof materials that can prove self-financing;

7. Ship ownership registration certificate, ship inspection certificate book, business transportation certificate, nationality certificate, real-life color photos of the mortgaged ship, mortgage statement of the property owner agreeing to mortgage, etc. ;

8. The affiliated ship management company shall provide the annual business license and the power of attorney signed with the borrower; Business contract (or affiliated agreement), waterway transportation license, articles of association, capital verification report, financial statements of the previous year and the latest period; If you have a loan card, you should provide a loan card and inquire about the loan situation, and report the inquiry results. Ships carrying dangerous goods must also provide certificates of fitness for dangerous goods issued by ship inspection agencies recognized by the maritime administrative agency according to law; Engineering ships such as sand suction ships (pumps) shall provide relevant certification materials for legal operation;

9, mortgage ship value assessment report;

10. Other information required by the lender.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.