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Can't a local hukou buy a house with a loan in Jining, Shandong? I have no provident fund. Is it troublesome to get a business loan? Where can I consult these specifically?
If you don't have a house in Jinan, Shandong, and your working hours exceed 1 year, you can buy a house. The provident fund does not affect your loan, as long as you have the corresponding assets or income proof, you can apply for a commercial loan.

"For local households with 1 apartment in these cities and non-local households that can provide local tax payment certificates or social insurance payment certificates for a certain period of time (generally one year), the purchase of 1 apartment (including new commercial housing and second-hand housing) is restricted; For local registered households with two or more houses, non-local registered households with/kloc-0 houses, and non-local registered households that cannot provide local tax payment certificates or social insurance payment certificates for a certain number of years, it is necessary to suspend the sale of houses within their administrative areas. " . —— On February 2 1, the General Office of the Shandong Provincial Government issued the Notice on Implementing the Document the State Council 1 to Further Improve and Strengthen the Regulation of the Real Estate Market.

Consultation telephone number:

Jining Port Savings Office of Jining Urban Sub-branch of China Construction Bank/Outside Shunhe Gate /2937339

China Construction Bank Jining Branch Taibai East Road No.4 Middle Savings Office/Taibailou Middle Road /23 14780

China Construction Bank Jining Urban Sub-branch Guhuai Road Savings Office/Guhuai Road North Section /2209827

Taibai Middle Road Savings Office of Jining Urban Sub-branch of the People's Construction Bank of China/Taibai Middle Road /2 13558

China Construction Bank Jining Urban Sub-branch Shinan Market Savings Office/Shinan Market /264356 1

People's Construction Bank of China Jining rencheng district Sub-branch/No.9 Guanghe Road /3 12530

No.2 /2 134 14, Zhanqian Square Savings Office/Zhanxi Road, Jining Branch, Industrial and Commercial Bank of China

China Industrial and Commercial Bank Jining Dong Jiao Savings Office/No.36 Taibai East Road /3 1503 1