you can apply for a loan if you still need 6, yuan to buy a house, but only if you meet the corresponding loan conditions. If you consider applying for a loan in a bank, the applicant usually needs to meet the following conditions:

① The applicant needs to have a stable income and work in the local area, and his total monthly income needs to be more than twice the monthly loan payment. Therefore, when applying for a loan, the applicant needs to provide his own income certificate and work certificate, and these two materials need to be stamped by the company before they can take effect.

② The applicant needs to provide his bank flow in the last year or half a year, depending on the bank regulations.

③ There should be no problems with the applicant's credit information. Generally, the applicant needs to print a credit information report. If there is any problem with the credit information record, he can wait until the bad record is eliminated before applying for a loan.

④ the applicant needs to sign a formal house purchase agreement with the seller first, and pay more than 3% down payment.