For example, if your own information is used by criminals for loans, it will definitely leave relevant records. Customers can directly log in to the Credit Information Center of the People's Bank of official website and China, and access the personal credit information service platform on the Internet to check personal credit reports to see if there are any loans they don't know and I haven't done. If there is, it is suspected that personal information has been fraudulently used by others.

Customers can also go to some third-party data platforms to inquire about their online loan big data. Many criminals use other people's information to borrow money, and most of them will apply for online loans with relatively simple conditions and loose approval. These online loans are generally recorded in big data and will not be recorded in credit information.

Also, if personal information is used by criminals to make loans, criminals will definitely not repay them, and then they may be discovered by lending institutions and platforms. Therefore, if they receive repayment messages or collection calls from unsuspecting lending institutions and platforms, it is likely that their information has been stolen by others to get loans.