Act according to law. \x0d\ 1。 If the personal credit is good and there is no bad record of default of interest and repayment of principal, you can apply for extending the repayment period with the hospital diagnosis certificate and the explanation and proof of repayment ability, and reduce interest within the extended period. \x0d\2。 Other methods are conventional, such as: asking for guarantee, selling the original low-priced goods for repayment, applying for new loans (repaying loans by loans), transferring collateral and bank loans (debts), and ................. \x0d\ for reference only.